OPCF 27 provides coverage for which situations?

OPCF 27 provides coverage for which situations?

• A. Liability for owned automobiles
• B. Liability for non-owned automobiles
• C. Coverage when insureds drive other automobiles
• D. Coverage for government vehicles

Answer: (C)

OPCF 27, or the Ontario Policy Change Form 27, is specifically designed to provide coverage for insureds when they are driving automobiles that they do not own. This extension of coverage is particularly important as it ensures that policyholders are protected in cases where they might be driving a friend’s or family member’s vehicle, or a rental car, for example. By having this coverage, the insured can drive a variety of vehicles without the worry of lacking sufficient liability insurance. This is crucial in Ontario, where car insurance is mandatory, and it helps to ensure that drivers have the necessary protection when they are operating vehicles that are not registered in their own name.

OPCF 27, or the Ontario Policy Change Form 27, is specifically designed to provide coverage for insureds when they are driving automobiles that they do not own. This extension of coverage is particularly important as it ensures that policyholders are protected in cases where they might be driving a friend’s or family member’s vehicle, or a rental car, for example.

By having this coverage, the insured can drive a variety of vehicles without the worry of lacking sufficient liability insurance. This is crucial in Ontario, where car insurance is mandatory, and it helps to ensure that drivers have the necessary protection when they are operating vehicles that are not registered in their own name.