OPCF 35 is related to which aspect of automobile insurance?

OPCF 35 is related to which aspect of automobile insurance?

• A. Coverage for transportation replacement
• B. Coverage for emergency road service
• C. Liability for Government owned automobiles
• D. Property Damage Reimbursement

Answer: (B)

The correct association of OPCF 35 is with coverage for emergency road service. OPCF, which stands for Ontario Policy Change Form, serves to modify the standard coverage of automobile insurance policies in Ontario. Specifically, OPCF 35 addresses the services provided in case of roadside emergencies, such as towing, battery boosting, or fuel delivery. This endorsement allows policyholders to receive assistance when their vehicle becomes disabled, ensuring a greater level of convenience and support during unforeseen incidents on the road. This aspect of coverage is particularly valuable, as it enhances the overall utility of an automobile insurance policy by providing additional support beyond just liability or collision coverages. Given the potential for common roadside problems—like a flat tire or a dead battery—this coverage plays a significant role in helping insured individuals manage such scenarios effectively.

The correct association of OPCF 35 is with coverage for emergency road service. OPCF, which stands for Ontario Policy Change Form, serves to modify the standard coverage of automobile insurance policies in Ontario. Specifically, OPCF 35 addresses the services provided in case of roadside emergencies, such as towing, battery boosting, or fuel delivery. This endorsement allows policyholders to receive assistance when their vehicle becomes disabled, ensuring a greater level of convenience and support during unforeseen incidents on the road.

This aspect of coverage is particularly valuable, as it enhances the overall utility of an automobile insurance policy by providing additional support beyond just liability or collision coverages. Given the potential for common roadside problems—like a flat tire or a dead battery—this coverage plays a significant role in helping insured individuals manage such scenarios effectively.