What does uninsured motorist coverage do?

What does uninsured motorist coverage do?

• A. Pays for damage to your vehicle from natural disasters
• B. Pays if you are struck by someone without insurance
• C. Covers medical expenses for your injuries
• D. Covers damage to your property during an accident

Answer: (B)

Uninsured motorist coverage is specifically designed to provide financial protection in the event that an individual is involved in an accident with a driver who does not have insurance. If you are struck by another vehicle and the driver is uninsured, this coverage kicks in to help cover the costs associated with your injuries and damages. It ensures that you are not left to bear the financial burden resulting from an accident caused by someone else's lack of insurance. This coverage often includes expenses such as medical costs, lost wages, and even pain and suffering, depending on the policy and the laws of the province. The main goal is to provide peace of mind and financial security for drivers, knowing that they are protected from the risks posed by uninsured motorists on the road.

Uninsured motorist coverage is specifically designed to provide financial protection in the event that an individual is involved in an accident with a driver who does not have insurance. If you are struck by another vehicle and the driver is uninsured, this coverage kicks in to help cover the costs associated with your injuries and damages. It ensures that you are not left to bear the financial burden resulting from an accident caused by someone else's lack of insurance.

This coverage often includes expenses such as medical costs, lost wages, and even pain and suffering, depending on the policy and the laws of the province. The main goal is to provide peace of mind and financial security for drivers, knowing that they are protected from the risks posed by uninsured motorists on the road.